Terms of Service

Welcome to Billspay.ng, an online payment platform that allows you to pay your bills easily and securely. Billspay.ng is owned and operated by Business Ideas Incubation Service. Please read these Terms of Service carefully before using the Billspay.ng service. By using the Billspay.ng service, you agree to be bound by these Terms of Service, as well as any additional terms and conditions that may apply to specific features or services offered by Billspay.ng. If you do not agree to these Terms of Service, you may not use the Billspay.ng service.

Description of Service

Billspay.ng is an online payment platform that allows you to make payments for various bills and services, including electricity bills, education bills, airtime top-ups, cable TV subscriptions, data bundle top-ups, and internet bills. By using the Billspay.ng service, you can easily and securely make payments from your computer or mobile device.

Your Account

To use the Billspay.ng service, you must create an account and provide us with accurate and complete information about yourself. You are responsible for maintaining the confidentiality of your account and password, and for all activities that occur under your account. You must immediately notify Billspay.ng of any unauthorized use of your account or any other breach of security.

Payments

Billspay.ng allows you to make payments for various bills and services offered by third-party providers. By using the Billspay.ng service to make payments, you agree to be bound by the terms and conditions of the third-party providers, as well as these Terms of Service.

When you make a payment through Billspay.ng, you authorize us to charge your account for the amount of the payment, plus any applicable fees. You are responsible for ensuring that you have sufficient funds in your account to cover the payment.

Fees

Billspay.ng may charge fees for certain services or transactions, such as processing fees or convenience fees. Any fees will be clearly disclosed to you before you complete a transaction.

Prohibited Activities

You agree not to use the Billspay.ng service for any illegal or unauthorized purpose, including but not limited to fraud, money laundering, or terrorist financing. You also agree not to use the Billspay.ng service to harass, defame, or threaten any person or entity, or to upload, post, or transmit any content that is unlawful, harmful, or objectionable.

Termination

Billspay.ng reserves the right to terminate your account or restrict your access to the Billspay.ng service at any time, for any reason, without notice. You may also terminate your account at any time by contacting Billspay.ng customer support.

Intellectual Property

The Billspay.ng service and all content and materials available through the service, including but not limited to text, graphics, logos, images, and software, are the property of Business Ideas Incubation Service or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not use any of these materials without the express written consent of Billspay.ng.

Disclaimer of Warranties

The Billspay.ng service is provided on an "as is" and "as available" basis, without warranty of any kind, express or implied. Billspay.ng does not warrant that the service will be uninterrupted or error-free, or that the service will meet your requirements or expectations.

Limitation of Liability

In no event shall Billspay.ng, Business Ideas Incubation Service, or its affiliates, officers, directors, employees, agents, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Billspay.ng service, whether based on warranty, contract, tort (including negligence), or any other legal theory, even if Billspay.ng has been advised of the possibility of such damages. This limitation of liability applies to any damages or injury resulting from any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction of, or unauthorized access to, alteration of, or use of, your account, whether for breach of contract, tortious behavior, negligence, or under any other cause of action.

Indemnification

You agree to indemnify, defend, and hold harmless Billspay.ng, Business Ideas Incubation Service, and its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Billspay.ng service, your violation of these Terms of Service, or your violation of any rights of another.

Changes to the Terms of Service

Billspay.ng reserves the right to modify these Terms of Service at any time. Any changes to these Terms of Service will be effective immediately upon posting on the Billspay.ng website. Your continued use of the Billspay.ng service after any such changes constitutes your acceptance of the new Terms of Service.

Governing Law

These Terms of Service and your use of the Billspay.ng service shall be governed by and construed in accordance with the laws of the jurisdiction in which Business Ideas Incubation Service is headquartered, without regard to its conflict of law principles.

Dispute Resolution

Any disputes arising out of or relating to these Terms of Service or the Billspay.ng service shall be resolved through binding arbitration in accordance with the rules of the arbitration association in the jurisdiction in which Business Ideas Incubation Service is headquartered. The arbitration shall be conducted in English, and the arbitrator's decision shall be final and binding. Each party shall bear its own costs of arbitration, except that the costs of the arbitrator and the arbitration association shall be borne equally by the parties.

Contact Information

If you have any questions about these Terms of Service or the Billspay.ng service, please contact us at:

Business Ideas Incubation Service
15 Ibiam Street, Uyo, Akwa Ibom State Nigeria
info@billspay.ng
+2348140970926


By using Billspay.ng, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.